diff --git a/checkin_notes b/checkin_notes
index afd3f43b9d..6923f9c675 100755
--- a/checkin_notes
+++ b/checkin_notes
@@ -14846,3 +14846,10 @@ David  28 Dec 2005
 
     client/
         gui_rpc_server_ops.C
+
+David  28 Dec 2005
+    - core client: avoid divide by zero error if no projects
+        (from Steven Schweda)
+
+    client/
+        cs_apps.C
diff --git a/client/cs_apps.C b/client/cs_apps.C
index 11e003f278..35291ee3b7 100644
--- a/client/cs_apps.C
+++ b/client/cs_apps.C
@@ -486,6 +486,8 @@ void CLIENT_STATE::adjust_debts() {
         );
     }
 
+    if (nprojects==0) return;
+
     // long-term debt:
     //  normalize so mean is zero,
     // short-term debt:
diff --git a/doc/contact.php b/doc/contact.php
index 00ce8341fa..c28782e3c8 100644
--- a/doc/contact.php
+++ b/doc/contact.php
@@ -162,6 +162,7 @@ show_name("Kevin Reed");
 show_name("Thomas Richard");
 show_name("Nikolay Saharov");
 show_name("Alex A. dos Santos");
+show_name("Steven Schweda");
 show_name("Jens Seidler");
 show_name("Peter Smithson");
 show_name("Christian Søttrup");